Today we are speaking with JT Lynch, commercial insurance broker with Ramey King Insurance, a family run agency located in Denton, TX. We are excited to have JT on the show and have him talk about the hard insurance market and how to mitigate issues during the transaction. Should you consider coverage trade-offs with the increased insurance rates due to the winter storm earlier this year? How does the average size of a unit and the age of a property affect how a property is underwritten? With all the bridge debt being originated, do the bridge lenders have different coverage requirements? Take a few minutes to listen to this episode when we explore the multifamily insurance market and how JT can help you find the best coverage. If you want to contact JT Lynch, please email him at jtlynch@rameyking.com. JT can provide you with a quick estimate within 24 hours.